For-profit education academies teach pre-university curricular during non-school hours for a profit. These include but are not limited to private after school tutoring, admissions coaching, online tutoring and enrichment/extension classes. These do not include international and private schools.

Capital requirements are regulatory standards for banks that determine the minimum level of liquid capital (easily sold assets) they must keep on hand in ratio to their overall holdings.

A viatical settlement is an arrangement in which someone who is terminally or chronically ill sells their life insurance policy at a discount from its face value for ready cash.